MARTINSVILLE, NJ, UNITED STATES, October 5, 2026 /EINPresswire.com/ — Ken Schapiro, CFA, Founder of Condor Capital Wealth Management, announced: “We are pleased to announce the first edition of the Digital Advice Report™, formerly The Robo Report®, covering the second quarter of 2026, as well as the 17th edition of The Robo Ranking®.”
This latest edition introduces “AI Agents at Retail Brokerages”, which puts Claude, ChatGPT, and Gemini AI agents through their paces in funded accounts we maintain at Robinhood, Public, and Webull, with all orders going to a live market. Additionally, the report reviews the portfolios and performance of 24 accounts from 34 robo-advice providers, while the Robo Ranking® Summer Edition evaluates providers against more than 45 individual metrics.
“This is a new and rapidly evolving area, and our first results are a first look, not a verdict,” noted Kristopher Jones, CFA. “We will keep the accounts open and keep publishing as longer records accumulate.”
AI Agent Highlights
Getting started is not for the typical investor. Setting up an agent required API secrets, short-lived tokens, and configuration files. Robinhood proved easiest by a substantial margin.
The selection of brokerage outweighs the agent choice. Claude and ChatGPT posted identical scores at each brokerage on our 19-task capability test; the variations stemmed from what each brokerage permits.
For the majority of investors, a robo advisor still handles the task with lower risk. The agents constructed competent but generic 60/40 portfolios, and one confidently referenced a trading rule that had been rescinded in June 2026.
Robo Ranking Highlights
Best Overall Robo Advisor
• Winner: Fidelity Go
• Runner-up: SoFi Automated Investing
Fidelity Go retains the Best Overall Robo title, combining the strongest risk-adjusted returns in our tracked universe with a 0.35% fee, no minimum, robust planning tools, and tax-loss harvesting added in December 2025. SoFi follows as runner-up, featuring the widest five-year benchmark outperformance in our tracked universe (1.00%), a $50 minimum, and unlimited CFP planner access for SoFi Plus members.
Best Robo for Performance at a Low Cost
• Winner: Fidelity Go
• Runner-up: Wealthfront
Fidelity Go’s large-cap tilt and municipal bond allocation produced a 0.42 five-year Sharpe ratio, the best in our tracked universe. Wealthfront exceeded its normalized benchmark by 0.52% during the same timeframe.
Best Robo for First-Time Investors
• Winner: SoFi
• Runner-up: Fidelity Go
SoFi pairs a 0.25% fee and $50 minimum with debt consolidation, career coaching, and live financial planning.
Best Robo for Digital Financial Planning
• Winner: Empower
• Runner-up: Wealthfront
Empower and Wealthfront continue to set the benchmark for free, multi-goal online planning.
Best Robo for Complex Financial Planning
• Winner: Vanguard
• Runner-up: Empower
Vanguard provides live advisors starting at a $50,000 minimum with a 0.30% fee, and dedicated advisors at the $500,000 level.
Robo Performance Highlights
One-Year Performance Winners: Betterment Innovative Technology, Schwab Domestic Focus, SoFi
Equity sleeves that substantially outpaced the broad U.S. market fueled outperformance, even as small caps and emerging markets led the year.
Three-Year Performance Winners: SoFi, Fidelity Go, SigFig
Growth and large-cap positioning lifted these platforms while nearly every other portfolio fell short of its benchmark.
Eight-Year Performance Winners: SoFi, Fidelity Go, Wealthfront
Durable domestic large-cap tilts made these the only portfolios in the eight-year cohort to beat their normalized benchmarks.
These findings reflect our Normalized Benchmarking approach, which enables consistent comparison of globally diversified portfolios. Detailed methodology, along with the complete Digital Advice Report and Robo Ranking®, is available for free at condorcapital.com/digital-advice-report.
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Please review the Terms of Use Guidelines before subscribing or using our data. Any breach of the guidelines may result in a takedown notice, loss of subscription access, or further legal measures. For written consent or licensing, contact us at digitaladvicereport@condorcapital.com or call 732-893-8290 (ask for David Goldstone).
Disclaimer of Warranties:
Our research is provided “as is,” without warranty. Condor Capital Wealth Management and affiliated entities disclaim all implied warranties, including but not limited to merchantability, fitness for a particular purpose, noninfringement, and timeliness. We bear no liability for investment decisions, damages, or losses resulting from using our data or materials. Past performance is not indicative of future results.
Some jurisdictions do not allow the exclusion or limitation of implied warranties, so these terms may not apply universally.
© 2026 Condor Capital Wealth Management. All rights reserved.
Digital Advice Report™, The Robo Report®, and The Robo Ranking® are trademarks of Condor Capital Wealth Management.
David Goldstone
Condor Capital Wealth Management
+1 7323567323
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